Frequently Asked Questions

What are payday loans?
Payday loans are small, short term loans that get you back on your feet while waiting for your regular income. A payday loan is secured against this future source of income and you will need to pay the loan back.

What are the qualifications for Payday Loans?

• You need to have a current job or regular source of income (can be provided by social security or welfare.) Note: If currently employed, you must make at least $1000 per month or $800 if you receive income through government aid.
• You need to be at least 18 years of age and a United States Citizen.
• You need to have an existing savings or checking account with direct deposit enabled.

Different lenders may have different requirements.

How long is the process to get a payday loan?
With Blakeney Services Payday Loans, we can match you with a payday loan lender that best fits your needs. All you have to do is sign up with us and we can start searching for you.

What if my credit is bad or I’ve filed for bankruptcy?
Payday loans are always secured against your paycheck, never against your credit history. Many lenders are willing to work with you even if you have less than perfect credit record.

Do I need to have direct deposit enabled on my account?
Yes. In order for lenders to loan you the funds, you much have direct deposit set up with your bank.

Is it really safe to apply for payday loan online?
It is completely safe. Please see our security page for more information.